Privacy Policy

This privacy policy (“Policy”) explains how Michael Velkes Consulting Ltd (referred to as “we,” “us,” or “our”) collects, stores, and uses personally identifiable information (“Personal Information”) of our users (referred to as “user,” “you,” or “your”) while using our website and services (“Services”). It also describes your rights regarding the processing of your Personal Information and how you can access and update this information. Please read this Policy carefully before using our Services. By accessing or using Michael Velkes Consulting Ltd, you agree to the terms of this Policy.

Automatic Collection of Data:

When you visit Michael Velkes Consulting Ltd, our servers automatically collect data sent by your device. This data may include your device’s IP address, location, device name and version, operating system type and version, language preferences, searched information, access times and dates, and other statistics. We use this data to identify potential cases of abuse, analyze website traffic and usage, provide related services, maintain our Services, and improve our website and user experience. Additionally, we may use this data to display relevant ads in our Services or on third-party properties.

Cookies and Similar Technologies:

Michael Velkes Consulting Ltd may use cookies or similar technologies, such as local shared objects or web beacons, to enhance functionality, facilitate audience measurement, improve performance, and store preferences. By visiting Michael Velkes Consulting Ltd, you may be prompted to make choices regarding cookies. Some cookies may be necessary for the website’s operation, while others can be controlled or disabled through your browser or device settings. However, disabling cookies may impact your ability to use our Services.

Collection of Personal Information:

While visiting Michael Velkes Consulting Ltd, you may voluntarily provide Personal Information, such as your name and email address, to access certain features or services. We receive and store this information to fulfill your requests, improve user experience, run and operate our Services, and comply with legal obligations. The Personal Information we collect may include personal details, contact information, account details, and any other materials you willingly submit to us.

Managing Personal Information:

You have the option to delete certain Personal Information we have about you. However, we may retain copies of unrevised Personal Information for legal obligations, resolving disputes, and enforcing agreements. We store and use your Personal Information as long as necessary for legal compliance, dispute resolution, and agreement enforcement.

Use and Processing of Collected Information:

To provide our Services and fulfill legal obligations, we collect and use Personal Information. Failure to provide requested information may limit access to specific features or Services. We may also collect Personal Information from other sources, such as social media or emails, for the purposes of creating and managing user accounts, improving user experience, and operating our Services.

Information Transfer and Storage:

Depending on your location, your information may be transferred and stored in countries other than your own. We take measures to safeguard your information and comply with applicable regulations. For more details on information transfers and security measures, please refer to the relevant sections of this document or contact us using the provided information.

User Rights:

You have the right to withdraw consent, object to processing, access your information, verify its accuracy, update or correct it, restrict processing, request erasure, and receive a copy of your information in a structured, commonly used, and machine-readable format. If you have any questions or wish to exercise these rights, please contact us using the provided information.

The right to object to processing

Where Personal Information is processed for the public interest, in the exercise of an official authority vested in us or for the purposes of the legitimate interests pursued by us, you may object to such processing by providing a ground related to your particular situation to justify the objection. You must, however, know that should your Personal Information be processed for direct marketing purposes, you can object to that processing at any time without providing any justification. To learn whether we are processing Personal Information for direct marketing purposes you may refer to the relevant sections of this document.

How to exercise these rights

Any requests to exercise user rights can be directed to Michael Velkes Consulting Ltdt via the following email:

These requests can be exercised free of charge and will be addressed by Michael Velkes Consulting Ltd as early as possible.

California privacy rights

In addition to the rights set forth in this Policy, California residents who provide Personal Information (as defined in the statute) to obtain products or services for personal, family, or household use are entitled to request and obtain from us, once a calendar year, information about the Personal Information we shared, if any, with other businesses for marketing uses, and our business or commercial purpose for collecting or selling such Personal Information. If applicable, this information would include the categories of Personal Information and the names and addresses of those businesses with which we shared such personal information for the immediately prior calendar year (e.g., requests made in the current year will receive information about the prior year). To obtain this information please contact us.

Billing and payments

Should the use of the Application and/or any of our Services require payment, we request credit card or other payment account information, which will be used solely for processing payments. Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is deleted. All direct payment gateways adhere to the latest security standards as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. Sensitive and private data exchange happens over an SSL secured communication channel and is encrypted and protected with digital signatures, and our Application is also in compliance with PCI vulnerability standards in order to create as secure an environment as possible for users. Scans for malware are performed on a regular basis for additional security and protection.

Privacy of children

Our Terms of Service require you to represent that you are at least 18 years of age. We ask that you do not use our Services and do not download the Application if you are under that age. This is because the Application and Services are generally not directed to children but are intended for adults and designed primarily with adults in mind. We typically do not know the age of an individual who has downloaded the Application and/or using our Services. However, there are circumstances in which we may ask you to confirm your age to us or your age may otherwise become known to us. If we discover that you are under 18 years old or do not meet a different age threshold, we observe due to applicable regulatory or platform requirements, we may take steps to limit, suspend, or terminate your access to the Application and/or Services. If your access to the Application and/or Services is not suspended or terminated, we will limit the use of your personal data to what is necessary for the internal operation of the Application and/or Services and other uses permitted by applicable laws and regulations and platform requirements. This may include removing access to certain parts or features of the Application and/or Services. We encourage children to consult with their parents or guardians before submitting any information to the Application. We believe the parent or child’s guardian should be involved in the online activities of their children and suggest that parents or guardians do their best to provide their children with a safe and friendly online environment.


Advertising funds our Application and Services. In the Application and/or Services, we may show our own ads and also ads from third parties. We also advertise outside of the Application and/or Services on third-party properties such as websites or applications. In both cases, we and our advertising partners typically use pseudonymous identifiers related to your device to select ads which are relevant to you, to measure the effectiveness of advertising, and other related purposes. Where allowed by applicable laws and regulations, by using the Application and Services you consent to us sharing your data to our advertising partners for interest-based advertising and other related purposes. We do not, however, share personally identifiable information about individual customers with advertisers. You may manage your preferences in the settings of the Application or your device. We also may permit certain third-party companies to help us tailor advertising that we think may be of interest to users and to collect and use other data about user activities in the Application. These companies may deliver ads that might place cookies and otherwise track user behaviour.

Links to other mobile applications

The Application may contain links to other mobile applications that are not owned or controlled by us. Please be aware that we are not responsible for the privacy practices of such other mobile applications or third-parties. We encourage you to be aware when you leave the Application and to read the privacy statements of each and every mobile application that may collect Personal Information.

Information security

We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We maintain reasonable administrative, technical, and physical safeguards in an effort to protect against unauthorized access, use, modification, and disclosure of Personal Information in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed. Therefore, while we strive to protect your Personal Information, you acknowledge that (i) there are security and privacy limitations of the Internet which are beyond our control; (ii) the security, integrity, and privacy of any and all information and data exchanged between you and the Application cannot be guaranteed; and (iii) any such information and data may be viewed or tampered with in transit by a third-party, despite best efforts.

Data breach

In the event we become aware that the security of the Application has been compromised or users Personal Information has been disclosed to unrelated third parties as a result of external activity, including, but not limited to, security attacks or fraud, we reserve the right to take reasonably appropriate measures, including, but not limited to, investigation and reporting, as well as notification to and cooperation with law enforcement authorities. In the event of a data breach, we will make reasonable efforts to notify affected individuals if we believe that there is a reasonable risk of harm to the user as a result of the breach or if notice is otherwise required by law. When we do, we will post a notice in the Application and/or send you an email.

Legal disclosure

We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena, or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. In the event we go through a business transition, such as a merger or acquisition by another company, or sale of all or a portion of its assets, your user account, and Personal Information will likely be among the assets transferred.

Changes and amendments

We may update this Policy from time to time at our discretion and will notify you of any material changes to the way in which we treat Personal Information. When changes are made, we will revise the updated date at the bottom of this page. We may also provide notice to you in other ways in our discretion, such as through contact information you have provided. Any updated version of this Policy will be effective immediately upon the posting of the revised Policy unless otherwise specified. Your continued use of the Application or Services after the effective date of the revised Policy (or such other act specified at that time) will constitute your consent to those changes. However, we will not, without your consent, use your Personal Data in a manner materially different than what was stated at the time your Personal Data was collected.

Acceptance of this Policy

You acknowledge that you have read this Policy and agree to all its terms and conditions. By using the Application and Services you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to use or access the Application and Services.

Contacting us

If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to individual rights and your Personal Information, you may send an email to: